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Home Equity

Home Equity Loans & Lines of Credit

Let your home work for you!

  • Little to No Closing Costs

  • Can be first or second mortgage on your home

Apply Now View Mortgage Rates Financial Calculators


Meet Our Residential Loan Officers

Cameron Etsy

NMLS #2243803
(603) 330-8466

Email Cameron

Scott Littlefield

NML S#127501
(603)330-8412

Email Scott

Nicole Maurice

NMLS #2673310
(603) 330-8482

Email Nicole

Lauren Brown

NMLS #2001750  
(603) 330-8471

Email Lauren


HELOC SPECIAL

2.00%APR* BELOW

PRIME RATE

FIXED FOR THE FIRST 12 MONTHS

*APR is the Annual Percentage Rate. The special rate will be in effect for the first 12 months of the loan. After the promotional period, the rate will adjust to Prime Rate, as published in the Wall Street Journal, or the Minimum Rate as listed on the Loan Note, whichever is higher. Prime is a variable rate; as it changes, the APR on your loan will also change. The Maximum Rate is 15.00%. Appraisal fee may apply. All loans are subject to credit approval. Offer valid on applications submitted by December 31, 2025. Owner occupancy required. Cannot be combined with other offers.

Comparison

Loan Type

Home Equity Line of Credit (HELOC)

Home Equity Loan

Features

The HELOC serves as a reusable credit line

The full amount of the loan is advanced at the beginning of the loan

Interest Rate

Variable Rate

Fixed Rate

Term

10 year draw period

10 to 15 years

Accessibility to Funds

Use the funds simply by writing a check

Receive the full loan amount at once

Payments

Interest only payments each month during the 10 year draw period

Principal and interest payments each month during the term you choose

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