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Personal Checking

We understand that managing your money is very personal. That’s why we’ve developed a variety of checking accounts for you to choose from.

Personal Checking Account Benefits

  • FREE Thank You Gift*
  • $10 -We'll buy back your unused checks & debit cards from another financial institution**
  • FREE Debit Card
  • FREE Online Banking
  • FREE Online Bill Pay
  • FREE eStatements
  • FREE Mobile Banking with Mobile Deposit***
  • FREE Personalized Checks (see banker for details)
  • Telephone Banking
  • UChoose Rewards

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*Free gift at account opening. Free gift may be reported on 1099-INT or 1099-MISC
**$10 deposited into your new Profile Bank checking account for debit cards and unused checks from another financial institution when they are presented within the first 2 statement cycles.

***Message and data rates may apply.

 

Account Comparison

AccountsLive Free CheckingProfile Direct Interest Checking50+ Interest CheckingGranite Premier Checking
Minimum to Open

$25

$25$25$25
Qualifier for AccountNoneAny Direct Deposit or Automatic paymentAny signer 50 years or overNone

Service Charge if Below Minimum Daily Balance

N/AN/AN/A

$10

if balance falls below $1,500 any day in the cycle period

Grace PeriodN/AN/AN/A2 Statement Cycles
Base Interest RateN/A$0 & Up$0 & Up$0 -$1,499
Premium Interest rateN/AN/AN/A

$1,500 & Up

FREE Personalized Checks

(see banker for details)

1st box1st box1 box per year

Unlimited 

Other terms and conditions may apply.

Current Deposit Rates
 


 

Health Savings Account Benefits

  • Save for medical expenses

  • Contributions are tax deductible

  • FREE Debit Card
  • FREE Online Banking
  • FREE Online Bill Pay
  • FREE eStatements

Account Outline

AccountHealth Savings
Minimum to Open$50
Qualifier for Account
  • Covered under a High Deductible Health Plan (HDHP)
  • Not covered under another non-HDHP
  • Not enrolled in Medicare
  • Not eligible to be claimed as a dependent on another individual's tax return

Daily Minimum Balance

$500

Service Charge if Below Daily Minimum Balance

$5*
Base Interest Rate$1,000 & Up

*Fee is waived if the account receives a direct deposit during the statement cycle



 
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