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Deposit Rates

Deposit Accounts

 
Account TypeInterest RateAnnual Percentage Yield (APY)Minimum Deposit to OpenMinimum Balance to Obtain APY
50+ Interest Checking Account0.05% 0.05 %$25$0
Profile Direct Interest Checking Account0.05%0.05%$25$0
Granite Premier Checking Account0.10%0.10%$25$1,500
0.05%0.05%$25$0
Business Interest Checking Account0.10%0.10%$25$5,000
0.05%0.05%$25$0
Passbook IRA Account0.25%0.25%$100$100
Club Account0.10%0.10%$10$10
Money Market0.20%0.20%$25$50,000
0.15%0.15%$25$25,000
0.10%0.10%$25$10,000
0.10%0.10%$25$0
Passbook Savings Account0.03%0.03%$25$100
Statement Savings Account0.05%0.05%$25$100
Health Savings Account1.25%1.26%$50$25,000
1.00%1.00%$50$15,000
0.75%0.75%$50$5,800
0.50%0.50%$50$1,000

Certificates of Deposit

TermInterest RateAnnual Percentage Yield (APY)Minimum Deposit to OpenMinimum Balance to Obtain APY
91 Day CD3.25%3.30%$500$10,000
3.25%3.30%$500$500
6 Month CD3.75%3.82%$500$10,000
3.75%3.82%$500$500
9 Month CD0.95%0.95%$500$10,000
0.95%0.95%$500$500
1 Year CD2.50%2.53%$500$10,000
2.50%2.53%$500$500
18 Month CD2.25%2.27%$500$10,000
2.25%2.27%$500$500
2 Year CD2.00%2.02%$500$10,000
2.00%2.02%$500$500
3 Year CD2.00%2.02%$500$10,000
2.00%2.02%$500$500
39 Month CD0.95%0.95%$500$10,000
0.95%0.95%$500$500
4 Year CD2.00%2.02%$500$10,000
2.00%2.02%$500$500
5 Year CD2.00%2.02%$500$10,000
2.00%2.02%$500$500

IRA CD Rates

TermInterest RateAnnual Percentage Yield (APY)Minimum Deposit to OpenMinimum Balance to Obtain APY
1 Year IRA CD1.00%1.00%$500$10,000
1.00%1.00%$500$500
2 Year IRA CD1.25%1.26%$500$10,000
1.25%1.26%$500$500
3 Year IRA CD1.50%1.51%$500$10,000
1.50%1.51%$500$500

Notes: APYs effective as of 2/6/2025. Rates are subject to change without notice. A fee may be imposed for early withdrawals. Fees could reduce earnings. For more information call (603) 332-2610 x291. MEMBER FDIC

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