Deposit Accounts
| Account Type | Interest Rate | Annual Percentage Yield (APY) | Minimum Deposit to Open | Minimum Balance to Obtain APY |
|---|
| 50+ Interest Checking Account |
0.05% |
0.05 % |
$25 |
$0 |
| Profile Direct Interest Checking Account |
0.05% |
0.05% |
$25 |
$0 |
| Granite Premier Checking Account |
0.10% |
0.10% |
$25 |
$1,500 |
| 0.05% |
0.05% |
$25 |
$0 |
| Business Interest Checking Account |
0.10% |
0.10% |
$25 |
$5,000 |
| 0.05% |
0.05% |
$25 |
$0 |
| Passbook IRA Account |
0.25% |
0.25% |
$100 |
$100 |
| Club Account |
0.10% |
0.10% |
$10 |
$10 |
| Money Market |
0.20% |
0.20% |
$25 |
$50,000 |
| 0.15% |
0.15% |
$25 |
$25,000 |
| 0.10% |
0.10% |
$25 |
$10,000 |
| 0.10% |
0.10% |
$25 |
$0 |
| Passbook Savings Account |
0.03% |
0.03% |
$25 |
$100 |
| Statement Savings Account |
0.05% |
0.05% |
$25 |
$100 |
| Health Savings Account |
1.25% |
1.26% |
$50 |
$25,000 |
| 1.00% |
1.00% |
$50 |
$15,000 |
| 0.75% |
0.75% |
$50 |
$5,800 |
| 0.50% |
0.50% |
$50 |
$1,000 |
Certificates of Deposit
| Term | Interest Rate | Annual Percentage Yield (APY) | Minimum Deposit to Open | Minimum Balance to Obtain APY |
|---|
| 91 Day CD |
4.00% |
4.07% |
$500 |
$10,000 |
| 4.00% |
4.07% |
$500 |
$500 |
| 6 Month CD |
4.00% |
4.07% |
$500 |
$10,000 |
| 4.00% |
4.07% |
$500 |
$500 |
| 9 Month CD |
0.95% |
0.95% |
$500 |
$10,000 |
| 0.95% |
0.95% |
$500 |
$500 |
| 1 Year CD |
2.50% |
2.53% |
$500 |
$10,000 |
| 2.50% |
2.53% |
$500 |
$500 |
| 18 Month CD |
2.25% |
2.27% |
$500 |
$10,000 |
| 2.25% |
2.27% |
$500 |
$500 |
| 2 Year CD |
2.00% |
2.02% |
$500 |
$10,000 |
| 2.00% |
2.02% |
$500 |
$500 |
| 3 Year CD |
3.125% |
3.170% |
$500 |
$10,000 |
| 3.125% |
3.170% |
$500 |
$500 |
| 39 Month CD |
0.95% |
0.95% |
$500 |
$10,000 |
| 0.95% |
0.95% |
$500 |
$500 |
| 4 Year CD |
2.00% |
2.02% |
$500 |
$10,000 |
| 2.00% |
2.02% |
$500 |
$500 |
| 5 Year CD |
2.00% |
2.02% |
$500 |
$10,000 |
| 2.00% |
2.02% |
$500 |
$500 |
IRA CD Rates
| Term | Interest Rate | Annual Percentage Yield (APY) | Minimum Deposit to Open | Minimum Balance to Obtain APY |
|---|
| 1 Year IRA CD |
1.00% |
1.00% |
$500 |
$10,000 |
| 1.00% |
1.00% |
$500 |
$500 |
| 2 Year IRA CD |
1.25% |
1.26% |
$500 |
$10,000 |
| 1.25% |
1.26% |
$500 |
$500 |
| 3 Year IRA CD |
1.50% |
1.51% |
$500 |
$10,000 |
| 1.50% |
1.51% |
$500 |
$500 |
Notes: APYs effective as of 12/19/2024. Rates are subject to change without notice. A fee may be imposed for early withdrawals. Fees could reduce earnings. For more information call (603) 332-2610 x291. MEMBER FDIC
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