Personal Checking

We understand that managing your money is very personal. That’s why we’ve developed a variety of checking accounts for you to choose from.

Personal Checking Account Benefits

FREE Thank You Gift*
$10 -We'll buy back your unused checks & debit cards from another financial institution**
FREE Debit Card
FREE Online Banking
FREE Online Bill Pay
FREE eStatements
FREE Mobile Banking with Mobile Deposit***
FREE Personalized Checks (see banker for details)
Telephone Banking
UChoose Rewards

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*Free gift at account opening. Free gift may be reported on 1099-INT or 1099-MISC

**$10 deposited into your new Profile Bank checking account for debit cards and unused checks from another financial institution when they are presented within the first 2 statement cycles.

***Message and data rates may apply.

Account Comparison

Accounts	Live Free Checking	Profile Direct Interest Checking	50+ Interest Checking	Granite Premier Checking
Minimum to Open	$25	$25	$25	$25
Qualifier for Account	None	Any Direct Deposit or Automatic payment	Any signer 50 years or over	None
Service Charge if Below Minimum Daily Balance	N/A	N/A	N/A	$10 if balance falls below $1,500 any day in the cycle period
Grace Period	N/A	N/A	N/A	2 Statement Cycles
Base Interest Rate	N/A	$0 & Up	$0 & Up	$0 -$1,499
Premium Interest rate	N/A	N/A	N/A	$1,500 & Up
FREE Personalized Checks (see banker for details)	1st box	1st box	1 box per year	Unlimited

Other terms and conditions may apply

Current Deposit Rates

Health Savings Account Benefits

Save for medical expenses
Contributions are tax deductible
FREE Debit Card
FREE Online Banking
FREE Online Bill Pay
FREE eStatements

Account Outline

Account	Health Savings
Minimum to Open	$50
Qualifier for Account	Covered under a High Deductible Health Plan (HDHP) Not covered under another non-HDHP Not enrolled in Medicare Not eligible to be claimed as a dependent on another individual's tax return
Daily Minimum Balance	$500
Service Charge if Below Daily Minimum Balance	$5*
Base Interest Rate	$1,000 & Up

*Fee is waived if the account receives a direct deposit during the statement cycle